Protect your cash flow. Sleep easier with peace of mind.
Grain farming is unpredictable. Your management, agronomy, and technology aren’t. With wise use of financial tools
that enable predictable annual cash flow, your farm business and farm family can stay healthy and profitable.
One tool you should be using is our Ag Right Risk Management (ARRM) policy. It’s a simple step toward peace of mind.
How your ARRM policy works
ARRM Business Interruption Insurance is a multi peril cash flow policy that covers
losses to your yield, grade and price.
Your ARRM policy covers a predictable band of cash flow in this season’s crop revenue stream,
providing operational security. Coverage levels are individually rated each year, based on
your past performance and current expectations.
Expected Yield x January Index Price = Estimated Crop Revenue
Your ARRM policy coverage deals with yield, grade, and price. Claims can be settled quickly with your timely information. You don’t have to sell your crops into a poor market to get your cash flow restarted after a tough year. An ARRM business interruption policy is a simple and powerful tool for your farm.
With your cash flow protected, you can focus on what you do best, farming.
Claims are paid based on a simple calculation:
Protection starts with a simple calculation:
Actual Yield x November Index Price = Claim Revenue